HMO? PPO? POS?
Health insurance policies known as "managed care" plans provide health care services at a lower cost than you'd pay without the plan. When you are covered by a managed care plan, you agree to abide by certain rules that are put in place to reduce costs.
What Happens to Your Health Insurance Coverage if You Lose Your Job?
If you are enrolled in a health insurance plan as part of your employee benefits package, your insurance coverage is dependent on your employment. If you leave your job for any reason, one of your top priorities should be securing alternate coverage to protect yourself from the financial hardship that often accompanies an unforeseen illness or accident.
High Deductible Health Plans
Consumer-choice or consumer-driven health care is a topic you will continue to hear more about every year since consumer-choice health care plans generally cost less than conventional plans. To be considered consumer-choice, a health plan must empower the consumer to make decisions regarding how health care dollars are spent.
Health Insurance an Important Consideration When Traveling or Studying Overseas
When planning international travel or overseas study, there are so many things to think about. One important consideration travelers frequently overlook is whether their health insurance coverage will protect them during their trip.
Caps, Gowns, Diplomas and ... Insurance!
As soon as they doff their caps and gowns, many college graduates are no longer protected against medical catastrophes. What's worse, they (and their parents) often are unaware of this fact and don't even know that affordable, short-term medical insurance is readily available.
Frequently Asked Health Insurance Questions
With so many health insurance options to consider, the more you know, the better decisions you'll make. Here are some answers to the most frequently asked questions.
Health Insurance Terms and Definitions
Take a look at the basic terms you need to know to navigate the world of health insurance.
Even Healthy College Students Need Health Insurance Coverage
With the number of uninsured Americans at 46 million and rising, health insurance and access to necessary health care are concerns for all citizens. Often young, healthy adults may think they do not need health insurance, but without it, an accident or illness could put them in debt for years.
Nobody Can Afford to Go without Health Insurance
When money is tight or you're seeking permanent employment with benefits, health insurance might seem like one expense that can wait. But unexpected illnesses and injuries can and do happen every day, and without dependable insurance coverage, the financial consequences of such events could leave you in debt for years to come.
Types of Health Insurance
While the differences between health insurance plans can be found only by careful reading of coverage documents, here is a general guide to the different types of major medical insurance available.
Shopping Tips for Health Insurance
When shopping for a health insurance plan, it's important to remember that one size does not fit all. To be worthwhile, a health insurance plan must provide quality coverage of the buyer's individual needs.
Health Savings Accounts (HSAs)
When you purchase a health insurance plan, the wise move is to find the least expensive plan that will provide reliable coverage of your individual needs. For relatively healthy people who don't want to pay for more coverage than they're likely to need, a qualified high deductible health plan with Health Savings Account (HSA) is a perfect option.



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